• Borrow between £250,000 and £3,000,000
  • Borrow up to 70% of the property’s value (conditions apply)
  • Purchase a new commercial property or refinance an existing one to be used by your business or let to tenants
  • Use your commercial property as collateral for a commercial overdraft facility
  • Terms of up to 5 years available (conditions apply, not available for overdraft facilities)
  • Amortise payments over 20-25 years (conditions apply, not available for overdraft facilities)

Each application for commercial lending will be assessed on its own individual merits, based on the overall level of risk that it presents.

To give you an indication of what your borrowing may cost, please find below SBI’s current commercial pricing matrix which you can use to estimate your likely interest rate (Please note: SBI UK will not be able to confirm your interest rate until your application has been fully assessed)

Property Backed Commercial Lending Pricing Matrix

You must be over 21 to apply for commercial lending.

To know more please visit your nearest branch

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